Hi, I'm Nisharag Shah — but most people just call me Nish.

My path to health insurance isn't a typical one, and I think that's what makes the difference for the people I work with.

I started my career as a Doctor of Physical Therapy. I spent years working directly with patients — understanding their needs, explaining complex medical information in plain language, and advocating for their wellbeing. Then I moved into the world of digital health, working as a product consultant helping healthcare companies build tools that actually serve patients better.

What I kept seeing, across both worlds, was the same problem: people were overwhelmed by a system that wasn't designed to be easy to understand. And nowhere is that more true than with health insurance.

That's what brought me here.

Today, I'm a licensed health insurance agent in California, and I help people navigate two of the most important — and most confusing — coverage decisions they'll face: Medicare and Covered California. Whether you're approaching 65, retiring, losing employer coverage, or just wondering if there's something better out there, I'm here to have a real conversation about your options.

No pressure. No jargon. No agenda other than helping you find what actually fits your life.

I started Healthspan Insurance Services because I believe the path to good coverage should feel like talking to someone who gets it — not like reading a brochure. With a clinical background, a deep understanding of how healthcare systems work, and a genuine passion for making this easier, I bring something to this work that goes beyond a typical insurance consultation.

When you're ready to talk, I'm ready to listen.